Portugal Golden Visa – Residency by Investment Guide 2025

Portugal Golden Visa: Residency by Investment Guide

Global Citizen Advisor Provides step-by-step from selecting investment route, fulfilling due diligence, applying, and obtaining residence in 2–12 months.

Portugal, officially the Portuguese Republic, is a country in southwestern Europe, on the Iberian Peninsula.

The land within the borders of today’s Portuguese Republic has been constantly settled since Prehistoric Iberia or prehistoric times.

During the fifteenth and sixteenth century, with its global empire which included possessions in Africa, Asia, and South America, Portugal was one of the world’s major economic, political, and cultural powers. In the nineteenth century, armed conflict with French and Spanish invading forces, and the loss of its largest territorial possession abroad, Brazil, which declared independence unilaterally, disrupted political stability and potential economic growth.

The Carnation Revolution’s coup d’état in 1974, replaced an authoritarian dictatorship with a communist state, while the country granted independence to its overseas territories in Africa. Portugal is a developed country, and although having the lowest GDP per capita of all Western European countries, it has a high Human Development Index and one of the highest quality of life ratings in the world.

Advantages of the Portugal Golden Visa

Explore advantages: Schengen travel, no full-time residency, tax incentives, and potential Portuguese citizenship after five years.

1

Straightforward and flexible investment requirements
2

Extremely low minimum stay requirements
3

Possibility of Permanent Residency after 5 years and nationality after 6 years
4

No limitations on ownership of the selected investment
5

Residency applications quickly processed
6

Fully extensible to family members (with no further investment requirements)
Freedom to travel to all European countries members of the Schengen area
8

No limitation on subsequent investments or employment opportunities

Features

New laws approved by the Portuguese Government open up the possibility of applying for a residence permit to third state Citizens.
This new residence permit seeks to attract new investment into Portugal through the purchase of real estate for a minimum period of five years.
The holders of the residence permit for investors will have the right to family regrouping and may gain access to a permanent residence permit, as well as to Portuguese citizenship in accordance with the current legal provisions. The investor must purchase one or more properties with a value of or above € 500,000 (five hundred thousand euros). They may also choose to purchase a property in co-ownership as long as each co-owner invests more than € 500,000 (five hundred thousand euros).
The requisite of purchasing a property can also be demonstrated with a promissory contract with a deposit of or above € 500,000. This means that a residence permit for investment can be applied for with a mere signed promissory contract. The promissory contract must be registered at the Land Registry Office and before renewing the residence permit for investment, the title deeds of purchase and sale must be presented.
A declaration issued by a financial institution is also necessary to prove the transfer of the capital for payment of the deposit in the promissory contract in the amount of or above € 500,000 (five hundred thousand euros).

The properties purchased can be rented out or leased for commercial, agricultural or tourist exploration.

Investment options

I. Purchase a real estate in Portugal that has a minimum value of € 500,000.

Key benefit: you are not restricted as to what property you can purchase as you are in many CBI Programs. Once you have purchased a property, you will need to hold on to it for a minimum 5 years. After this you can sell it if you want, continue to rent it or live in the property yourself.

II. Purchase a property that was constructed at least 30 years ago and is in an area designated under urban rehabilitation. The property must also have an execution order for rehabilitation work. Your minimum investment requirements in this case is reduced to € 350,000.

ESTIMATE REAL ESTATE QUOTATION FOR A FAMILY OF 4 (2 children under the age of 18)

Real Estate Purchase: € 500,000

Registration At The Land Registry Office (Value Approx.): € 350

Deed Of Purchase And Sale Or Private Document Authenticated By Lawer: € 650

IMT (Depending On The Choice Below*): € 30,000

Stamp Tax (Depending On The Choice Below**): € 4,000

SEF Process Analysis: € 532,70

Issuance Of Residence

Authorization Card Investor: € 5,324.60

Authorization Card Spouse: € 5,324.60

Authorization Card Children: € 5,324.60 (2,662.30 per minor child)

*IMT: 6,5% (Urban Buildings for commercial purposes, land for constructions); 6% (Urban Buildings for housing purposes); 5% (Rustic Buildings).
**Stamp Duty: Rate applicable between 0.3% and 0.5% (Urban Buildings); 0.8% (Rustic Buildings).

As an alternative to real estate investments, you can perform a capital transfer with a minimum of €1,000,000. You will need to transfer the funds to a financial institution in Portugal such as a bank or credit union. If you want to invest the funds, you can include the option to invest in Portuguese companies.

You can make a minimum investment of € 350,000 in public or private research under the national scientific and technological system.

You can create or invest in a business in Portugal that will create a minimum 10 jobs. The exact amount of investments required will depend on how the jobs will be created.

You can make a minimum capital transfer of € 350,000 for the acquisition of investment units or venture capital funds. This option was added relatively recently but is becoming more attractive as new venture capital funds are entering the market, encouraged by this provision.

You can make a minimum capital transfer of € 350,000 to enhance the share capital of a company that has its registered office in Portugal, so that it creates at least 5 full time jobs for a minimum 3 year period.

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