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Portugal Residency by Investment

Unlock European Residency Through the Portugal Golden Visa Program

Portugal, one of Europe’s most welcoming and stable nations, offers an exclusive opportunity for global investors through the Portugal Residency by Investment program. Also known as the Portugal Golden Visa, this program provides a clear path to European residency, long-term stability, and eventual citizenship.

With its rich history, thriving economy, and high standard of living, Portugal attracts investors, families, and entrepreneurs seeking a secure base within the European Union. From scenic coastal towns to vibrant urban centers, Portugal offers a lifestyle that blends culture, safety, and opportunity.

 

Portugal, officially the Portuguese Republic, is a country in southwestern Europe, on the Iberian Peninsula.

Algarve beach lifestyle showcasing the relaxed environment of Portugal Residency by Investment program

The land within the borders of today’s Portuguese Republic has been constantly settled since Prehistoric Iberia or prehistoric times.

During the fifteenth and sixteenth century, with its global empire which included possessions in Africa, Asia, and South America, Portugal was one of the world’s major economic, political, and cultural powers. In the nineteenth century, armed conflict with French and Spanish invading forces, and the loss of its largest territorial possession abroad, Brazil, which declared independence unilaterally, disrupted political stability and potential economic growth.

The Carnation Revolution’s coup d’état in 1974, replaced an authoritarian dictatorship with a communist state, while the country granted independence to its overseas territories in Africa. Portugal is a developed country, and although having the lowest GDP per capita of all Western European countries, it has a high Human Development Index and one of the highest quality of life ratings in the world.

Advantages of the Portugal Golden Visa

Explore advantages: Schengen travel, no full-time residency, tax incentives, and potential Portuguese citizenship after five years.

 

Modern cityscape of Lisbon showing urban lifestyle benefits under the Portugal Golden Visa program
  • 1

    Straightforward and flexible investment requirements

  • 2

    Extremely low minimum stay requirements

  • 3

    Possibility of Permanent Residency after 5 years and nationality after 6 years

  • 4

    No limitations on ownership of the selected investment

  • 5

    Residency applications quickly processed

  • 6

    Fully extensible to family members (with no further investment requirements)

  • Freedom to travel to all European countries members of the Schengen area

  • 8

    No limitation on subsequent investments or employment opportunities

Features

 

  • New laws approved by the Portuguese Government open up the possibility of applying for a residence permit to third state Citizens.

 

  • This new residence permit seeks to attract new investment into Portugal through the purchase of real estate for a minimum period of five years.

 

  • The holders of the residence permit for investors will have the right to family regrouping and may gain access to a permanent residence permit, as well as to Portuguese citizenship in accordance with the current legal provisions. The investor must purchase one or more properties with a value of or above € 500,000 (five hundred thousand euros). They may also choose to purchase a property in co-ownership as long as each co-owner invests more than € 500,000 (five hundred thousand euros).

 

  • The requisite of purchasing a property can also be demonstrated with a promissory contract with a deposit of or above € 500,000. This means that a residence permit for investment can be applied for with a mere signed promissory contract. The promissory contract must be registered at the Land Registry Office and before renewing the residence permit for investment, the title deeds of purchase and sale must be presented.

 

  • A declaration issued by a financial institution is also necessary to prove the transfer of the capital for payment of the deposit in the promissory contract in the amount of or above € 500,000 (five hundred thousand euros).

 

The properties purchased can be rented out or leased for commercial, agricultural or tourist exploration.

Portugal Golden Visa Requirements

I. & II. REAL ESTATE INVESTMENT

I. Purchase a real estate in Portugal that has a minimum value of € 500,000.
Key benefit: you are not restricted as to what property you can purchase as you are in many CBI Programs. Once you have purchased a property, you will need to hold on to it for a minimum 5 years. After this you can sell it if you want, continue to rent it or live in the property yourself.

II. Purchase a property that was constructed at least 30 years ago and is in an area designated under urban rehabilitation. The property must also have an execution order for rehabilitation work. Your minimum investment requirements in this case is reduced to € 350,000.

ESTIMATE REAL ESTATE QUOTATION FOR A FAMILY OF 4 (2 children under the age of 18)
Real Estate Purchase:                                                                                                                                               € 500,000
Registration At The Land Registry Office (Value Approx.):                € 350
Deed Of Purchase And Sale Or Private Document Authenticated By Lawer:     € 650
IMT (Depending On The Choice Below*):                                                                        € 30,000
Stamp Tax (Depending On The Choice Below**):                                          € 4,000
SEF Process Analysis:                                                                                                                                             € 532,70
Issuance Of Residence
Authorization Card Investor:                                                                                                                  € 5,324.60
Authorization Card Spouse:                                                                                                                  € 5,324.60
Authorization Card Children:                                   € 5,324.60 (2,662.30 per minor child)
*IMT: 6,5% (Urban Buildings for commercial purposes, land for constructions); 6% (Urban Buildings for housing purposes); 5% (Rustic Buildings).
**Stamp Duty: Rate applicable between 0.3% and 0.5% (Urban Buildings); 0.8% (Rustic Buildings).

III. CAPITAL TRANSFER

As an alternative to real estate investments, you can perform a capital transfer with a minimum of €1,000,000. You will need to transfer the funds to a financial institution in Portugal such as a bank or credit union. If you want to invest the funds, you can include the option to invest in Portuguese companies.
 
 

IV. INVESTMENT IN RESEARCH

You can make a minimum investment of € 350,000 in public or private research under the national scientific and technological system.

V. JOB CREATION INVESTMENT

You can create or invest in a business in Portugal that will create a minimum 10 jobs. The exact amount of investments required will depend on how the jobs will be created.

VI. INVESTMENT IN FUNDS

You can make a minimum capital transfer of € 350,000 for the acquisition of investment units or venture capital funds. This option was added relatively recently but is becoming more attractive as new venture capital funds are entering the market, encouraged by this provision.

VII. SHARE CAPITAL INVESTMENT

You can make a minimum capital transfer of € 350,000 to enhance the share capital of a company that has its registered office in Portugal, so that it creates at least 5 full time jobs for a minimum 3 year period.

VIII. INVESTMENT IN ART AND CULTURE

You can make a minimum € 250,000 into an artistic production or the recovery or maintenance of national cultural heritage.